What does Original Medicare mean?
Original Medicare is a health insurance program run by the government for people 65 and older, as well as some younger folks with disabilities. It has two parts: Part A for hospital visits and Part B for medical services. It covers hospital stays, doctor visits, preventive care, and some prescription drugs.
Important Parts of Original Medicare
Part A covers hospital stays, nursing facility care, hospice, and some home health care. Part B covers doctor visits, outpatient services, medical supplies, and preventive care like screenings and vaccines. You can go to any Medicare provider you want without needing a referral.
Who can sign up for Original Medicare?
Most people can sign up when they turn 65, while some may qualify earlier due to certain disabilities. You have a seven-month window around your 65th birthday to sign up. If you miss this, you might have to pay a penalty. It’s important to know the rules and deadlines.
What about things not covered by Medicare?
Original Medicare covers a lot, but there are still things you might have to pay for. Many people get extra insurance to help with these costs, like Medigap policies or Medicare Advantage plans. These can help with deductibles, copays, and things not covered by Original Medicare.
Understanding Costs and Prescription Drugs
It’s important to know about things like deductibles, coinsurance, and copayments to help plan your healthcare expenses. You might also want to get a prescription drug plan (Part D) to add drug coverage to your Original Medicare. This can help you get the medications you need without it costing too much. To improve your understanding of the subject, explore this recommended external source. Inside, you’ll uncover supplementary details and fresh viewpoints to enhance your study, what’s the difference between medicare supplemental and Advantage plans https://jasonrubinins.com!
Overall, Original Medicare is really important for lots of people. By understanding how it works, who can sign up, getting extra coverage, and what to do about prescription drugs, you can make better decisions about your healthcare.
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